NStCB Deposit

Types of Deposit

  • Saving Bank
  • Saving Bank Premium
  • Recurring Deposits
  • Reinvestment Scheme
  • Cooperative Gold
  • Golden Growth Certificate
  • Lakhpati Deposit Scheme
  • Monthly Pension Scheme
  • Festive Bonus Scheme
  • Education Cum Capital Formation Scheme

 

 

 

Revised Rate of Interest effective from 2nd June, 2025

Savings Bank Deposit
Sl. No Type of Deposit Balance up to 1.00 Lakh Balance Above 1.00 Lakhs
General Public Senior Citizen / Staff Member General Public Senior Citizen / Staff Member
1 Savings Bank 2.90 2.90 2.90 2.90
Fixed Deposit – Retail Deposit Below ₹2.00 crores
Sl. No Period Slab General Public Senior Citizen Staff Member General Public (Above ₹2.00 Crs)
Existing Revised Existing Revised Existing Revised Existing Revised
1 07 days to 14 days 3.50 3.35 4.00 3.85 4.05 4.05 5.25 4.80
2 15 days to 45 days 3.55 3.35 4.00 3.85 4.05 4.05 5.25 5.30
3 46 days to 90 days 4.80 5.35 5.35 5.85 5.35 5.40 5.80 5.80
4 91 days to less than 180 days 4.80 6.10 5.35 6.60 5.35 5.40 5.80 6.05
5 181 days to less than 1 year 6.15 6.85 6.75 6.80 6.75 6.80 6.80 6.05
6 1 year to less than 2 years 6.95 6.55 7.05 6.75 7.50 7.55 6.85 6.55
7 2 years to less than 3 years 7.15 6.75 7.55 7.25 7.00 7.05 6.80 6.45
8 3 years to less than 5 years 6.85 6.60 7.45 7.10 7.45 7.50 6.50 6.30
9 5 years & up to 10 years 6.70 6.35 7.45 7.35 7.60 7.65 6.00 6.30

Fixed Deposit C.A.C 777 Rate of Interest effective from 15th March 2025

This FD Scheme is operational till 14-March-2026

Fixed Deposit – 777 Days
Sl. No Special Buckets (Fixed Deposit) General Public Senior Citizen (Retail Deposit Below ₹2.00 crores)
1 777 days 7.35 7.85

 

 

For Deposit contact our nearest Branch:
The Nagaland State Co-operative Bank Ltd
HO: NSCB Building, Khermahal, Dimapur – 797 112
Phone: 03862 228335
Fax: 03862230139